Description: Discusses the paper on Acquired Immune Deficiency Syndrome, AIDS, entitled “AIDS, HIV Mortality and Life Insurance,” by Michael Cowell and Walter Hoskins, and the potential impact of AIDS on the insurance industry in North America. Also solicits comments from other SOA members about the issue.

Description: Enterprise Risk Management incorporates integrated risk management due to the fact that the majority of company failures result from multiple correlated causes. Sites findings from Mercer study

Description: This is a summary of topics discussed at the 1996 Bowles Symposium: “The Old Age Crisis: Actuarial Opportunities,” September 26-27, 1996, at Georgia State University, Atlanta.

Description: Discussion of the need to understand the implications of demographic and family diversity for the design of retirement programs. The design of retirement programs is a design of programs for the elderly, who are more often women, because women live longer and because their work histories often lead to reduced levels of pension and social security benefits.

Description: Article Book Review The Future Of Risk by Calvert in The Actuary, December 1979, Volume 13, Number 10

Description: Feature article about how life insurance companies can manage the financial risk of life and annuity unclaimed property.

Description: February/March 2009 Volume 6 Issue 1 Bi-Monthly membership benefit magazine

Description: The author reviews and provides analysis of a report prepared by Douglas H. Carruthers, Q.C., as special legal counsel, to review the relationship between insurers and the public and in particular, the role of insurance intermediaries in the province of Ontario. The report was completed in 1975 and made public in 1976, and effectively recommends a new regulatory framework. The author of this article analyses and critiques the various proposals in the report.

Description: Article discussing the use of ERM in today’s economy.

Description: Discusses the influences that foreign economies have on the U.S. economy and the risks that those influences create for the U.S. life insurance industry.